The victim registered complaint with cybercrime.gov.in said that he received a call from a person who identified himself as Chaman Lal, who told him that some amount was sanctioned against his lapsed insurance policy. The victim was then asked to provide his email id. Subsequently, a letter was sent to the victim via dicgc@rbidepartment.org.in -- a fake email id -- wherein he was informed that an amount of ₹12,46,518 was sanctioned against his lapsed insurance policies. He was initially asked to pay ₹44,000 as processing charges. When he paid the said amount, he was again asked to pay ₹27,000 as No Objection Certificate charges and when the victim paid the asked amount, a fake cheque of ₹12,46,518 was sent to the victim by the fraudsters through post. When the victim received the cheque, he was asked to pay ₹52,000 as the final fund release charges, and was told that without paying the said amount, he would not get the money on the cheque, taking the total amount he was cheated of to ₹1,27,000.

With the help of technical surveillance, police zeroed in on the location and identity of the suspects, who were found changing their locations. Thereafter, a police team conducted raids at and around their last known locations and apprehended Alam, the mastermind of the syndicate, from Mustafabad. Three of his associates -- Khan, Junaid and Mohammed -- were also traced and arrested.